Finanze Legacy / Plan with confidence
Estate planning for the life you’ve built.
Need a will, considering a lasting power of attorney or reviewing what happens to a property portfolio? Tell us what matters to your family. We can help you take the next step with estate planning specialist David Nicklin.
Start my enquiryYou do not need to know which documents you need. Choose the areas you want to explore and we will explain the next step.
Get in touch / Start here
What matters to you?
Choose your priorities in three quick steps. There is no commitment to instruct a provider.
Submitting an enquiry is free. Any specialist fees are explained before you decide.
01Clarity. Make sense of your family and assets.
02Continuity. Consider who can act when it matters.
03Choice. Understand the options before deciding.
When life changes
Good plans start with better questions.
A first will, a growing portfolio, a new relationship or a change in health can all prompt an estate planning review. We help you get to the right conversation with the right specialist.
Tell us what matters
Services you can explore
What could your plan cover?
You can choose several topics in the form. A specialist will discuss which, if any, are appropriate for your circumstances.
Wills.
Set out who should administer your estate and how you want assets distributed. A will can also address guardianship for children. Marriage, separation, new family members and property transactions are all reasons to review an existing will.
Explore wills ↗Trusts.
Trusts can hold and manage assets for named people or purposes. The right structure depends on beneficiaries, control, tax treatment, ongoing duties and costs. A specialist should explain those consequences before you establish one.
Explore trusts ↗Lasting powers of attorney.
Choose trusted people to make specified decisions if you cannot do so yourself. There are separate documents for property and financial affairs and for health and welfare. Attorneys’ responsibilities, registration and timing matter.
Explore LPAs ↗Estate plan reviews.
Bring together existing wills, ownership, beneficiaries and practical records. A review can expose gaps between documents and current family or business circumstances, helping you decide which professionals need to be involved.
Explore estate reviews ↗Property succession.
For investors, ownership, mortgages, company structures and co-owners can affect what happens next. Alastair can help map the commercial portfolio questions while legal, tax and estate planning advisers assess any proposed changes.
Explore property ↗Business succession.
Consider what would happen to shares, control and day-to-day decisions if an owner died or lost capacity. Existing agreements, key people, funding and family intentions can all influence the plan.
Explore business ↗
For property investors
Your portfolio has a future beyond the next deal.
Succession planning may raise questions that sit across property finance, ownership and family arrangements. Knowing how assets are held is often the starting point.
- Personally owned property, SPVs and joint holdings
- Borrowing, guarantees and lender requirements
- Who could make decisions if you could not
- How family and business goals fit together
Alastair can explore the commercial position and help coordinate the relevant legal, tax and estate planning input. Any restructuring decision depends on individual advice and applicable lender or ownership constraints.
Discuss my portfolio ↗The wider Finanze team can also help with the commercial side: Finanze Strategy provides portfolio strategy and deal analysis services, Finanze Capital provides specialist business-purpose lending, and Finanze Property is our brokerage division. Select “I want to receive information on Finanze services” in the enquiry form if you would like to explore these questions too.
How we work
Getting started is simple.
Tell us your priorities.
Choose the topics you want to discuss and leave us a brief note.
We connect you.
We review your enquiry and arrange for David Nicklin’s team to follow up.
Explore your options.
David’s team discusses your circumstances, what work may help and any costs before you decide.
The people behind the plan
Professional experience. Personal attention.
Alastair brings the property strategy perspective. David brings decades of experience to the estate planning conversation.
Your first point of contact
Alastair Hoyne.
Founder & CEO, Finanze Group · Author of The Finanze Framework™
Alastair helps property investors look at how their holdings, ownership arrangements and borrowing fit their longer-term plans. Where succession raises questions about a portfolio, he can help explore the commercial options and coordinate input from estate planning, legal and tax specialists before any restructuring decision is made.
He is the author of The Finanze Framework: Property Strategy & Finance Success, which includes chapters on thinking in generations and estate planning as part of a wider property investor’s plan.
Our estate planning partner
David Nicklin.
Estate planning specialist, RC Legacywise Wills and Trusts Ltd
David has worked in financial services for more than 32 years. He established a financial services practice in 2002 and moved into specialist estate planning in 2017. He is also managing director of RC Administration, which administers more than 800 SSAS pension schemes. A member of the Chartered Insurance Institute, he holds Cert CII (MP) and the CII Financial Planning Certificate.
David’s approach starts with listening to what people want to achieve and helping them understand the options available through his business.
From our founder / The Finanze Framework™
What you build deserves a longer view.
Alastair Hoyne’s book, The Finanze Framework: Property Strategy & Finance Success, connects the decisions behind acquiring and financing property with the longer-term responsibility of protecting it.
Its final part, Protecting What You Build, invites investors to think beyond the next transaction and consider family, continuity and choice.
35Thinking in GenerationsFamily, continuity and choice
36Estate Planning & ProtectionQuestions to take to the right specialists
The book is educational and does not replace advice tailored to your circumstances. Published by Finanze Strategy Ltd under licence. Editions are scheduled for 30 October 2026; ordering options are shown by the retailer.
Questions before you enquire
Start with clarity.
Should I have a will, and do I need a trust?
Yes. You should have a valid, up-to-date will. It lets you record who should administer your estate and how you want your assets distributed; without a valid will, the relevant intestacy rules apply. A trust is a separate question. Whether one is useful depends on your family, ownership, aims, costs and tax position. The specialist can discuss this with you before you decide.
Is a will enough if I cannot make decisions during my lifetime?
A will takes effect after death. Lasting powers of attorney address specified decisions during your lifetime, subject to the relevant rules and registration. They are separate parts of a wider plan.
Will a trust save inheritance tax or protect my property from care fees?
No particular result can be promised. Tax treatment and any asset protection depend on the facts, the law and how an arrangement is implemented. Obtain individual legal and tax advice before acting.
Finanze Legacy insights
Useful reading for better questions.
Practical articles about wills, powers of attorney, property ownership and the decisions families often postpone.
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The next chapter for Finanze Legacy: protecting what property investors build
A property portfolio deserves a succession plan. Why Finanze Legacy exists, how we work with David Nicklin, and what the new ownership…
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What happens to our home if one unmarried partner dies?
Living together does not give partners the same inheritance rights as marriage. The way you own your home and what your will…
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What happens if you lose capacity without a lasting power of attorney?
A spouse or adult child cannot automatically make every decision for you. Understand the different routes for financial and welfare decisions if…
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What happens at an initial estate planning conversation?
You do not need to decide whether you need a trust before getting in touch. A first conversation starts with your people,…
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Who would manage your rental properties if you could not?
Rent collection and repairs still matter when an owner cannot act. Map the people, legal powers and records that keep a rental…
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Joint tenants or tenants in common: what happens to your share when you die?
Two names on the deeds do not tell the whole story. Your form of joint ownership affects whether a share can pass…
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When should you update your will? Seven life changes worth reviewing
A will can be valid yet no longer say what you intend. These seven changes are practical reasons to review it and…
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The three-month absence test for property investors
A property portfolio may be profitable and still depend heavily on one person. Use this practical three-month absence test to find the…
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The family handover file: what would someone need to find if you could not help?
A will is important. Could the right person find it, identify your assets and know whom to call? Build a practical handover…
Take the first step
Put the conversation in motion.
Tell us what has prompted your review. Select the topics you want to explore, and we will help you take the next step.